Get your FREE, no obligation trade-in valuation

Valuation Form

Van Finance – How Does It Work?


“What’s the best way?… What if?… What about?… My mate says?… I heard somewhere that?…”

We’ve pretty much heard all the questions over the last 20 or so years and we really are here to help. So, first we will listen to what you want and what your needs are, then we’ll answer your questions honestly, in a straightforward way and then talk you through the options and choices.

It doesn’t need to be complicated and it’s got to be right for you!

At Birmingham Van Centre, we offer a wide range of buying, finance, lease and hire options to suit our customers particular needs and our aim is to help every customer drive away in their ideal commercial vehicle on the package that suits them.

We’ll talk with you about what your needs are now and what they may be in the future. Then we’ll tailor a finance option for you to consider, that we believe fits your own specific requirements.

We are licensed by the Financial Conduct Authority as a Credit Broker and our dedicated team are well-trained in the products available that suit your circumstances.

We will take you through the choice of finance options available in a clear and transparent way and intend to make the whole process as smooth and convenient as possible for you.

The finance plans available include hire purchase, business contract hire, finance lease, contract hire and rental.

We will discuss things with you such as deposits, VAT, monthly payments / rentals, any credit checks, affordability and so forth.

Packages and options are available to business users, self-employed, new start-ups and also private buyers – but don’t worry, we are here to help.

We will talk you through the whole process from beginning to end and we promise to answer your questions openly, with honesty and transparency.

We are not just here to sell you one van and move on – this is a long-standing business relationship we want to build with you, as a valued customer.

Even if you have had trouble getting a vehicle elsewhere on finance, please give us a call to see if we can help as we have access to a number of funders with flexible finance deals to suit all budgets. The vehicle finance options we offer may help you to get your ideal van sooner and at a better deal than you may expect.

Please speak to one of our team to enquire and see how we can help you. If you have any questions at all or require a quotation, then please do not hesitate to contact us.

Why Finance
Through a Dealership?

What is
Hire Purchase?

What is
Personal Contract Purchase?

Hire Purchase


Hire purchase (HP) is a great finance option for ownership, available for both private individuals and businesses. It’s really easy – when all payments have been made, you will take ownership of the vehicle.

Usually the full cost of the vehicle will be financed. However, part of the cost can be deferred to a balloon payment. Bear in mind, this option is only available to business users. In this case, you will have lower monthly payments with a final payment. Then, the balloon payment is agreed based on the expected resale value of the van.

By using hire purchase when buying a van, your business capital is not tied up in a depreciating asset. And with finance rates at an all time low, there are plenty of cheap finance deals available. Contact our team to discuss this finance option and take advantage of our cheap van finance deals.

At Birmingham Van Centre, we offer a wide range of buying, finance, lease and hire options to suit a customer’s particular needs and our aim is to help every customer drive away in their ideal commercial vehicle that suits them.

We’ll talk about what your needs are now and what they may be in the future. Then we’ll present you with a tailor-made finance option for you to consider, that we believe fits your own specific requirements.

We are licensed by the Financial Conduct Authority as a Credit Broker and our dedicated team of Vanologists are well-versed in the products available that may suit your circumstances and business.

We will take you through available finance options in a clear, transparent way and we intend to make the whole process as smooth and convenient as possible for you.

The finance plans we have available include:

  • Hire purchase
  • Lease purchase
  • Contract hire
  • Finance lease
  • Rental / Hire

We will discuss such things with you as deposits, VAT, monthly payments and / or rentals, any credit checks, affordability and so forth.

Finance packages and options are available to business users, self-employed, new start-ups and also private buyers.

We are not just here to supply you with one van and move on – this is a long-standing business relationship we want to build with you and grow.

Quite simply, your success is our success.

Even if you have trouble getting a vehicle elsewhere on finance, please give us a call to see if we can help, as we have access to a number of lenders with flexible deals to suit all budgets. The vehicle finance options we offer may help you get to your ideal van much sooner and at a better deal than you may expect.

Please speak to one of our Vanologists today to enquire and see how we can help you – we’re very confident that we can.